Building Trust in Emerging Markets Through Multi-Modal Intelligence – Keynote Session

Building Trust in Emerging Markets Through Multi-Modal Intelligence – Keynote Session by Deji Amund – Africa Growth and Strategic Partnerships Lead – Incode at Africa Tech Summit Nairobi 2026.

This session from Incode focused on one of the most critical challenges facing Africa’s digital economy: trust in the age of AI-driven fraud. As digital payments and mobile money scale rapidly across the continent, the speaker highlighted how emerging threats like deep fakes and identity manipulation are putting that growth at risk—and why building robust “trust infrastructure” is now essential.

Key Highlights

• AI Fraud is Surging: Fraud in Africa has increased by ~400%, driven by accessible deep fake and identity spoofing tools.

• Trust is the Foundation: Without strong trust systems, digital adoption risks reversing despite projected growth to a $1.5T economy.

• AI vs AI Defense: Multimodal detection (behavior, device, biometrics) is needed to identify increasingly sophisticated fraud attempts.

• Proven Detection Models: Incode’s Deep Sight achieves 99%+ accuracy with significantly fewer false positives.

• Ecosystem Collaboration Required: Sharing threat intelligence and building locally relevant solutions is essential to secure Africa’s digital future.

Africa’s digital economy is growing, but so is AI-powered fraud, with deep fakes and identity attacks becoming faster, cheaper, and harder to detect. The session emphasized that traditional verification methods are no longer sufficient, and that combating this new wave of fraud requires AI-driven, multimodal detection systems.

Incode’s approach combines behavioral, device, and biometric signals to accurately distinguish real users from synthetic ones, while stressing that collaboration across the ecosystem is key to maintaining trust and enabling continued digital growth.

From keynotes to dynamic panel discussions, the summit explored groundbreaking topics across four flagship tracks: the Africa Money & DeFi Summit, Africa Climate Tech & Investment Summit, Africa Startup Summit, and Africa AI & Digital Summit. Attendees immersed themselves in the latest trends, shared ideas, and discovered cutting-edge innovations that are redefining Africa’s tech landscape.