Choice Microfinance Bank Limited (Choice Bank) is regulated and licensed by the Central Bank of kenya . It’s a financial institution providing digital-first banking , financing, payments and financial infrastructure solutions to individuals, businesses and fintechs across Kenya.

For individuals, Choice Bank offers personal and everyday banking solutions, savings and fixed deposits, digital banking, foreign exchange, local and international money transfers, as well as flexible financing solutions including logbook loans, car and asset finance, business loans, check-off loans, loan buy-offs, invoice discounting, title deed financing and green energy financing.

For businesses, Choice Bank provides business accounts, working-capital and asset financing, overdraft facilities, payroll and bulk payments, foreign exchange and cross-border payment solutions designed to help SMEs, corporates, SACCOs and other organisations manage their finances and grow efficiently.

Beyond traditional banking, Choice Bank is building financial infrastructure for the digital economy through Banking-as-a-Service (BaaS) and API Banking. Its technology enables fintechs, enterprises, marketplaces and other platforms to integrate regulated banking capabilities, including accounts, payments, lending and foreign exchange . This allows businesses to build and scale financial services without having to develop an entire banking infrastructure or obtain their own banking licence.

Choice Bank also provides seamless local and international payment solutions, supporting bank-to-bank and mobile-money transfers, SWIFT, RTGS, EFT, PesaLink and cross-border transactions. Through Global Express, Choice Bank’s international payments service now enables customers to send and receive money globally across more than 130 countries, providing a convenient and efficient solution for international transfers. The Bank’s foreign exchange capabilities include multi-currency accounts, real-time FX and solutions supporting international trade, including the Kenya-China payment corridor.

What sets Choice Bank apart is its combination of regulated banking infrastructure, digital innovation and customer-focused financial solutions. The Bank is focused on making financial services more accessible, connected and efficient while creating solutions that enable people, businesses and platforms to participate and grow in the digital economy. Through technology, partnerships and innovation, Choice Bank is helping shape the future of banking and financial services in Kenya and beyond.

Choice Bank Growing Together.