Inside Moniepoint: Redefining Business Management & Payments for African Businesses

Inside Moniepoint: Redefining business management and payments for African businesses – fireside chat with Tolulope Obianwu – Head, Core Operations, TeamApt (a subsidiary of Moniepoint Inc); Peter Oriaifo – VP, Mergers and Acquisitions, Moniepoint; and Ifeduyi Oyesanmi – Managing Editor, Tech Cabal.

This session explored how the company has evolved into one of Africa’s most significant fintech infrastructure players. The discussion covered its shift from a product-focused startup to a scaled financial ecosystem, powered by strong infrastructure (via Team Apps), strategic acquisitions, and a disciplined operational approach to handling massive transaction volumes across Nigeria and beyond.

Moniepoint has built a dominant position in Nigeria’s payments ecosystem by owning core infrastructure, enabling interoperability, and expanding across payments, banking, credit, FX, and SaaS. With a large share of merchant transactions flowing through its systems, the company is now focused on scaling through a mix of in-house builds, acquisitions, and selective partnerships. The session emphasized that beyond product innovation, long-term success in fintech depends on operational excellence, regulatory alignment, and infrastructure capable of supporting high-volume, real-time transactions.

Key Highlights
• Infrastructure-Led Dominance: Moniepoint powers ~80% of merchant transactions in Nigeria through its switching and processing infrastructure (Team Apps).
• Full-Stack Fintech Model: The business spans payments, digital banking, credit, FX, and SaaS, creating an integrated ecosystem for merchants.
• Build vs Buy Strategy: While initially built in-house, acquisitions now fill capability gaps and support expansion into new markets and services.
• Global Integration Milestone: Direct Mastercard and Visa certifications enable international processing without reliance on third parties.
• Operations as the Core Advantage: Scalable infrastructure, strong reconciliation, and robust processes are critical to managing billions of transactions and sustaining growth.

From keynotes to dynamic panel discussions, the summit explored groundbreaking topics across four flagship tracks: the Africa Money & DeFi Summit, Africa Climate Tech & Investment Summit, Africa Startup Summit, and Africa AI & Digital Summit. Attendees immersed themselves in the latest trends, shared ideas, and discovered cutting-edge innovations that are redefining Africa’s tech landscape.

But it wasn’t just about the talks – networking buzzed with energy, workshops sparked creativity, and exhibitions showcased the region’s tech solutions.

Africa Tech Summit Nairobi 2026 celebrated its 8th edition on February 11th and 12th at the Sarit Expo Centre in Nairobi. Bringing together leading industry players the summit explored the latest trends and insights in technology and business across Africa and beyond.