Sycamore is a borderless financial technology and services group empowering individuals and businesses with access to financial services across credit, savings, investments, banking and asset management. Founded in Lagos in 2019 by Babatunde Akin-Moses, Onyinye Okonji and Mayowa Adeosun, Sycamore began as a peer-to-peer lending platform using proprietary risk assessment tools to disburse business loans the same day — and has grown into a full financial group serving individuals and SMEs across Nigeria, with over $35 million in transactions processed and 500,000+ transactions completed.

The group operates through regulated subsidiaries: Sycamore Integrated Solutions Ltd, the technology engine that builds and operates the Sycamore app — a single interface for saving, credit, bill payments and investing; Sycamore Investment & Asset Management Ltd, providing professional investment management across fixed income, structured products and alternative assets under a Securities and Exchange Commission (SEC) licence; and Sycamore UK, supporting the group’s international strategy, partnerships and diaspora-focused services. Distinctive innovations include its “Loan Friends” feature, which lets users formalise loans between friends and family with scheduled reminders and automated collection. Backed by investors including White Hibiscus Capital, and a winner of the NSIA Prize for Innovation, Sycamore combines a regulated, compliance-first approach with a long-term focus on responsible lending — with a mission, in the CEO’s words, to help Africans build real financial stability, not just transact