Financial technology is reshaping how individuals and businesses across Africa save, invest, and transact, unlocking new opportunities for economic empowerment. The Fintech Award at the Africa Tech Summit Awards celebrates innovative solutions that are bridging financial gaps, driving inclusion, and enhancing digital transactions across the continent.
From payment infrastructure and digital banking to blockchain-based finance, these finalists are making finance more accessible, efficient, and inclusive.
Meet the Finalists
Flow (Uganda): Small businesses are the backbone of Africa’s economy, yet many struggle with liquidity. Flow is fuelling small business growth by providing working capital finance and digital liquidity solutions to mobile money merchants and agents. Their Float Advance helps merchants increase revenue by 40% over six months, offering tailored financial support that is both data-driven and cost-effective.
HUB2 (Mauritius): Cross-border payments in Francophone Africa remain complex, but HUB2 is simplifying transactions with a single APIthat integrates mobile money, bank transfers, card payments, and cryptocurrency. By partnering with major mobile money operators like Wave, Orange, and MTN, HUB2 ensures seamless digital payments with a 98% transaction success rate, empowering businesses to scale across the region.
Peach Payments (South Africa): For businesses of all sizes, seamless payments are key to success. Peach Payments provides end-to-end payment solutions, covering online and offline transactions, payouts, and reconciliation. With PCIv4 security, 24/7 support, and fraud monitoring, Peach Payments helps businesses—from startups to e-commerce giants—accept payments securely and efficiently.
Valu (Eqypt): As a leader in financial technology, Valu has transformed Buy-Now, Pay-Later (BNPL) solutions in Africa and the Middle East, offering flexible financing plans for consumers and businesses. With prepaid and co-branded credit cards, investment solutions, and digital lending products, Valu is expanding financial access across multiple sectors, from retail to healthcare and renewable energy.
Yellow Card (South Africa): Stablecoins are revolutionizing finance in Africa, and Yellow Card is leading the charge as the largest licensed stablecoin on/off-ramp on the continent. Operating in 20 countries, Yellow Card facilitates cost-effective, cross-border transactions using USDT, USDC, and PYUSD, addressing challenges like currency volatility, high remittance fees, and limited banking access.
Why this Matters
Fintech is not just about transactions, it’s about economic empowerment. Whether it’s providing working capital to small businesses, enabling digital payments, or leveraging blockchain for financial inclusion, these finalists are shaping the future of finance in Africa.
